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SEARCH BY STATE |
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 |  |  Number of captives |
 Rank |  State |  2006 |  2007 |
| 23 | Rhode Island | 0 | 0 |
($ millions) 
 |  Gross state product |
 State |  2005 |  2006 |
| Rhode Island | 1,203 | 1,319 |
($000) 
 State |  Liability |  Nonliability |  Total incurred losses |
| Rhode Island | 21,531 | 29,474 | 51,005 |
($000) 
 State |  Incurred losses |
| Rhode Island | 92,005.1 |
($000) 
 State |  No-fault (PIP) |  Physical damage |  Other auto liability |  Total incurred losses |
| Rhode Island | 235.5 | 109,921.7 | 247,846.1 | 358,003.3 |
($000) 
 State |  Incurred losses |
| Rhode Island | 1,033,505.8 |
($000) 
 State |  Incurred losses |
| Rhode Island | 125,517.3 |
($000) 
 |  Annual payroll |
 State |  2006 |  2007 |
| Rhode Island | 658,553 | 681,658 |

 |  Number of employees |
 State |  2006 |  2007 |
| Rhode Island | 11,009 | 10,979 |
($000) 
 State |  Claims and benefits paid |
| Rhode Island | 1,690,257.1 |

 State |  Number of firms |
| Rhode Island | 25,469 |

 |  Average expenditure (1) |
 State |  2004 |  2003 |  2002 |
| Rhode Island | 1,034 | 997 | 939 |

 |  2006 |  2005 |  |
 State |  Liability |  Collision |  Compre- hensive |  Average expenditure |  Rank (1) |  Average expenditure |  Rank (1) |  Average expenditure percent change 2005-2006 |
| Rhode Island | 695 | 377 | 125 | 1,038 | 7 | 1,062 | 7 | -2.2 |

 |  Homeowners |  Renters |  |  Homeowners |  Renters |
 State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |  State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |
| Illinois | 660 | 30 | 174 | 26 | Rhode Island | 849 | 8 | 193 | 18 |
($000) 
 State |  Total, all lines |  State |  Total, all lines |
| Illinois | 21,095,721 | Rhode Island | 1,927,628 |
($000) 
 |  Private passenger auto |  Commercial auto |  |  |  |
 State |  Liability |  Coll./comp. |  Liability |  Coll./comp. |  Home-owners multiple peril |  Farmowners multiple peril |  Commercial multiple peril |
| Rhode Island | 453,761 | 234,654 | 84,328 | 22,113 | 260,504 | 141 | 140,170 |
($000) 
 State |  Ocean marine |  Surety |  Fidelity |  Burglary and theft |  Boiler and machinery |  Financial guaranty |  Aircraft |
| Rhode Island | 31,683 | 11,633 | 3,988 | 520 | 3,773 | 5,234 | 21,769 |
($000) 
 State |  Earthquake |  Federal flood |  Credit |  Accident and health |  Multiple peril crop |  Mortgage guaranty |  Misc. |
| Rhode Island | 2,385 | 12,706 | 4,120 | 41,954 | 73 | 19,541 | 11,581 |
($000) 
 State |  Workers compensation |  Medical malpractice |  Products liability |  Other liability |  Fire |  Allied lines |  Inland marine |
| Rhode Island | 201,945 | 37,327 | 11,598 | 191,137 | 40,431 | 30,598 | 47,960 |

 |  Number of |  |  |
 State |  Habitational policies |  Commercial policies |  Exposure ($000) |  Direct written premiums ($000) |
| Rhode Island | 20,984 | 174 | 4,941,896 | 25,337 |
($ millions) 
 State |  Life insurance |  Annuities |  Accident and health insurance (2) |  Deposit-type contract funds |  Other considerations |  Total |
| Rhode Island | 473 | 912 | 361 | 139 | 297 | 2,182 |
($000) 
 State |  Amount |  State |  Amount |
| Indiana | 190,811 | Rhode Island | 56,581 |

 State |  Voluntary |  Shared market |  Total |  Shared market as a percent of total |
| Rhode Island | 648,892 | 26,429 | 675,321 | 3.914 |

 Rank |  Most expensive states |  Homeowners average premium (1) |  Rank |  Least expensive states |  Homeowners average premium (1) |
| 8 | Rhode Island | 849 | 8 | Washington | 589 |

 Rank |  Most expensive states |  Average expenditure |  Rank |  Least expensive states |  Average expenditure |
| 7 | Rhode Island | 1,038 | 7 | Wisconsin | 590 |

 State |  Tornadoes |  Fatalities |
| Rhode Island | 0 | 0 |
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