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SEARCH BY STATE |
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($ millions) 
 |  Gross state product |
 State |  2005 |  2006 |
| Oregon | 2,452 | 2,398 |
($000) 
 State |  Liability |  Nonliability |  Total incurred losses |
| Oregon | 100,579 | 136,684 | 237,263 |
($000) 
 State |  Incurred losses |
| Oregon | 297,037.4 |
($000) 
 State |  No-fault (PIP) |  Physical damage |  Other auto liability |  Total incurred losses |
| Oregon | 153,595.0 | 409,513.9 | 668,416.6 | 1,231,525.5 |
($000) 
 State |  Incurred losses |
| Oregon | 3,152,284.1 |
($000) 
 State |  Incurred losses |
| Oregon | 639,345.7 |
($000) 
 |  Annual payroll |
 State |  2006 |  2007 |
| Oregon | 1,814,773 | 1,869,295 |

 |  Number of employees |
 State |  2006 |  2007 |
| Oregon | 33,611 | 33,421 |
($000) 
 State |  Claims and benefits paid |
| Oregon | 4,821,337.0 |

 State |  Number of firms |
| Oregon | 85,134 |

 |  Average expenditure (1) |
 State |  2004 |  2003 |  2002 |
| Oregon | 753 | 736 | 682 |

 |  2006 |  2005 |  |
 State |  Liability |  Collision |  Compre- hensive |  Average expenditure |  Rank (1) |  Average expenditure |  Rank (1) |  Average expenditure percent change 2005-2006 |
| Oregon | 483 | 226 | 103 | 726 | 30 | 738 | 29 | -1.7 |

 |  Homeowners |  Renters |  |  Homeowners |  Renters |
 State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |  State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |
| Hawaii | 837 | 12 | 215 | 11 | Oregon | 491 | 49 | 168 | 31 |
($000) 
 State |  Total, all lines |  State |  Total, all lines |
| Hawaii | 2,338,783 | Oregon | 5,643,900 |
($000) 
 |  Private passenger auto |  Commercial auto |  |  |  |
 State |  Liability |  Coll./comp. |  Liability |  Coll./comp. |  Home-owners multiple peril |  Farmowners multiple peril |  Commercial multiple peril |
| Oregon | 1,310,833 | 675,770 | 247,173 | 74,283 | 564,150 | 50,282 | 444,948 |
($000) 
 State |  Ocean marine |  Surety |  Fidelity |  Burglary and theft |  Boiler and machinery |  Financial guaranty |  Aircraft |
| Oregon | 29,209 | 60,964 | 9,516 | 1,851 | 14,354 | 6,963 | 39,799 |
($000) 
 State |  Earthquake |  Federal flood |  Credit |  Accident and health |  Multiple peril crop |  Mortgage guaranty |  Misc. |
| Oregon | 54,206 | 16,941 | 21,532 | 48,923 | 25,576 | 55,211 | 37,608 |
($000) 
 State |  Workers compensation |  Medical malpractice |  Products liability |  Other liability |  Fire |  Allied lines |  Inland marine |
| Oregon | 953,971 | 110,687 | 45,634 | 450,900 | 87,571 | 58,186 | 146,859 |

 |  Number of |  |  |
 State |  Habitational policies |  Commercial policies |  Exposure ($000) |  Direct written premiums ($000) |
| Oregon | 3,664 | 159 | 280,563 | 1,678 |
($ millions) 
 State |  Life insurance |  Annuities |  Accident and health insurance (2) |  Deposit-type contract funds |  Other considerations |  Total |
| Oregon | 1,080 | 2,190 | 1,455 | 286 | 1,068 | 6,080 |
($000) 
 State |  Amount |  State |  Amount |
| Idaho | 85,622 | Oregon | 56,167 |

 State |  Voluntary |  Shared market |  Total |  Shared market as a percent of total |
| Oregon | 2,639,391 | 12 | 2,639,403 | (1) |

 Rank |  Most expensive states |  Homeowners average premium (1) |  Rank |  Least expensive states |  Homeowners average premium (1) |
| 3 | Florida | 1,083 | 3 | Oregon | 491 |

 Rank |  State |  Number of fires |  Number of acres burned |
| 6 | Oregon | 2,561 | 648,046 |

 Rank |  State |  Number of fires |  Number of acres burned |
| 9 | Oregon | 2,561 | 648,046 |

 State |  Tornadoes |  Fatalities |
| Oregon | 2 | 0 |
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