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SEARCH BY STATE |
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 |  |  Number of captives |
 Rank |  State |  2006 |  2007 |
| 10 | Montana | 21 | 30 |
($ millions) 
 |  Gross state product |
 State |  2005 |  2006 |
| Montana | 434 | 474 |
($000) 
 State |  Liability |  Nonliability |  Total incurred losses |
| Montana | 24,786 | 37,573 | 62,360 |
($000) 
 State |  Incurred losses |
| Montana | 107,215.5 |
($000) 
 State |  No-fault (PIP) |  Physical damage |  Other auto liability |  Total incurred losses |
| Montana | 96.5 | 126,041.1 | 167,258.0 | 293,395.6 |
($000) 
 State |  Incurred losses |
| Montana | 926,922.0 |
($000) 
 State |  Incurred losses |
| Montana | 76,284.4 |
($000) 
 |  Annual payroll |
 State |  2006 |  2007 |
| Montana | 333,210 | 312,898 |

 |  Number of employees |
 State |  2006 |  2007 |
| Montana | 8,476 | 7,799 |
($000) 
 State |  Claims and benefits paid |
| Montana | 988,497.4 |

 State |  Number of firms |
| Montana | 28,812 |

 |  Average expenditure (1) |
 State |  2004 |  2003 |  2002 |
| Montana | 683 | 675 | 628 |

 |  2006 |  2005 |  |
 State |  Liability |  Collision |  Compre- hensive |  Average expenditure |  Rank (1) |  Average expenditure |  Rank (1) |  Average expenditure percent change 2005-2006 |
| Montana | 399 | 241 | 197 | 661 | 37 | 686 | 35 | -3.7 |

 |  Homeowners |  Renters |  |  Homeowners |  Renters |
 State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |  State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |
| Alabama | $847 | 9 | $225 | 6 | Montana | $663 | 29 | $163 | 35 |
($000) 
 State |  Total, all lines |  State |  Total, all lines |
| Alabama | $6,689,133 | Montana | $1,642,046 |
($000) 
 |  Private passenger auto |  Commercial auto |  |  |  |
 State |  Liability |  Coll./comp. |  Liability |  Coll./comp. |  Home-owners multiple peril |  Farmowners multiple peril |  Commercial multiple peril |
| Montana | 310,136 | 217,175 | 85,027 | 48,614 | 180,168 | 44,262 | 145,532 |
($000) 
 State |  Ocean marine |  Surety |  Fidelity |  Burglary and theft |  Boiler and machinery |  Financial guaranty |  Aircraft |
| Montana | 2,114 | 18,308 | 2,798 | 295 | 3,731 | 3,621 | 12,585 |
($000) 
 State |  Earthquake |  Federal flood |  Credit |  Accident and health |  Multiple peril crop |  Mortgage guaranty |  Misc. |
| Montana | 3,424 | 1,875 | 1,990 | 12,404 | 146,189 | 12,999 | 8,798 |
($000) 
 State |  Workers compensation |  Medical malpractice |  Products liability |  Other liability |  Fire |  Allied lines |  Inland marine |
| Montana | 113,175 | 48,791 | 8,414 | 120,980 | 20,453 | 23,798 | 44,389 |
($ millions) 
 State |  Life insurance |  Annuities |  Accident and health insurance (2) |  Deposit-type contract funds |  Other considerations |  Total |
| Montana | 271 | 479 | 456 | 55 | 128 | 1,389 |
($000) 
 State |  Amount |  State |  Amount |
| Alabama | $276,814 | Montana | $63,060 |

 State |  Voluntary |  Shared market |  Total |  Shared market as a percent of total |
| Montana | 760,258 | 435 | 760,693 | 0.057 |

 Rank |  State |  Number of fires |  Number of acres burned |
| 5 | Montana | 1,875 | 778,079 |

 State |  Tornadoes |  Fatalities |
| Montana | 5 | 0 |
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