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SEARCH BY STATE |
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($ millions) 
 |  Gross state product |
 State |  2005 |  2006 |
| Michigan | 7,894 | 9,019 |
($000) 
 State |  Liability |  Nonliability |  Total incurred losses |
| Michigan | 106,255 | 322,543 | 428,798 |
($000) 
 State |  Incurred losses |
| Michigan | 1,304,103.4 |
($000) 
 State |  No-fault (PIP) |  Physical damage |  Other auto liability |  Total incurred losses |
| Michigan | 2,122,612.5 | 1,673,690.4 | 448,684.2 | 4,244,987.2 |
($000) 
 State |  Incurred losses |
| Michigan | 9,399,163.4 |
($000) 
 State |  Incurred losses |
| Michigan | 749,606.6 |
($000) 
 |  Annual payroll |
 State |  2006 |  2007 |
| Michigan | 4,212,553 | 4,160,204 |

 |  Number of employees |
 State |  2006 |  2007 |
| Michigan | 77,246 | 75,270 |
($000) 
 State |  Claims and benefits paid |
| Michigan | 15,939,608.8 |

 State |  Number of firms |
| Michigan | 192,284 |

 |  Average expenditure (1) |
 State |  2004 |  2003 |  2002 |
| Michigan | 980 | 950 | 887 |

 |  2006 |  2005 |  |
 State |  Liability |  Collision |  Compre- hensive |  Average expenditure |  Rank (1) |  Average expenditure |  Rank (1) |  Average expenditure percent change 2005-2006 |
| Michigan | 494 | 415 | 158 | 925 | 13 | 931 | 13 | -0.6 |

 |  Homeowners |  Renters |  |  Homeowners |  Renters |
 State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |  State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |
| Michigan | 734 | 22 | 173 | 28 | West Virginia | 640 | 35 | 177 | 24 |
($000) 
 State |  Total, all lines |  State |  Total, all lines |
| Michigan | 14,739,781 | West Virginia | 3,003,244 |
($000) 
 |  Private passenger auto |  Commercial auto |  |  |  |
 State |  Liability |  Coll./comp. |  Liability |  Coll./comp. |  Home-owners multiple peril |  Farmowners multiple peril |  Commercial multiple peril |
| Michigan | 3,161,113 | 2,646,034 | 498,486 | 241,410 | 2,109,335 | 105,144 | 1,011,106 |
($000) 
 State |  Ocean marine |  Surety |  Fidelity |  Burglary and theft |  Boiler and machinery |  Financial guaranty |  Aircraft |
| Michigan | 42,688 | 75,445 | 32,876 | 3,887 | 41,616 | 28,240 | 42,896 |
($000) 
 State |  Earthquake |  Federal flood |  Credit |  Accident and health |  Multiple peril crop |  Mortgage guaranty |  Misc. |
| Michigan | 6,491 | 13,993 | 49,181 | 142,795 | 118,774 | 178,703 | 721,492 |
($000) 
 State |  Workers compensation |  Medical malpractice |  Products liability |  Other liability |  Fire |  Allied lines |  Inland marine |
| Michigan | 1,091,383 | 244,781 | 92,128 | 1,198,770 | 345,953 | 159,413 | 335,648 |

 |  Number of |  |  |
 State |  Habitational policies |  Commercial policies |  Exposure ($000) |  Direct written premiums ($000) |
| Michigan | 55,421 | 1,698 | 7,383,508 | 56,659 |
($ millions) 
 State |  Life insurance |  Annuities |  Accident and health insurance (2) |  Deposit-type contract funds |  Other considerations |  Total |
| Michigan | 3,747 | 9,980 | 3,726 | 1,185 | 2,318 | 20,957 |
($000) 
 State |  Amount |  State |  Amount |
| Michigan | 223,754 | Washington | 391,949 |

 State |  Voluntary |  Shared market |  Total |  Shared market as a percent of total |
| Michigan | 6,287,337 | 2,231 | 6,289,568 | 0.035 |

 State |  Tornadoes |  Fatalities |
| Michigan | 23 | 3 |
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