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SEARCH BY STATE |
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($ millions) 
 |  Gross state product |
 State |  2005 |  2006 |
| Florida | 11,960 | 13,168 |
($000) 
 State |  Liability |  Nonliability |  Total incurred losses |
| Florida | 398,786 | 203,665 | 602,451 |
($000) 
 State |  Incurred losses |
| Florida | 1,914,502.1 |
($000) 
 State |  No-fault (PIP) |  Physical damage |  Other auto liability |  Total incurred losses |
| Florida | 1,646,323.5 | 2,254,097.8 | 3,917,710.9 | 7,818,132.2 |
($000) 
 State |  Incurred losses |
| Florida | 17,076,244.1 |
($000) 
 State |  Incurred losses |
| Florida | 1,660,078.7 |
($000) 
 |  Annual payroll |
 State |  2005 |  2006 |
| Florida | 9,262,350 | 10,015,478 |

 |  Number of employees |
 State |  2005 |  2006 |
| Florida | 172,249 | 180,684 |
($000) 
 State |  Claims and benefits paid |
| Florida | 24,806,220.9 |
($000) 
 State |  Losses |
| Florida | 9,889,000 |

 State |  Number of firms |
| Florida | 370,789 |

 |  Average expenditure (1) |
 State |  2003 |  2002 |  2001 |
| Florida | 1,018 | 934 | 850 |

 |  2005 |  2004 |  |
 State |  Liability |  Collision |  Compre- hensive |  Average expenditure |  Rank (1) |  Average expenditure |  Rank (1) |  Average expenditure percent change 2004-2005 |
| Florida | 757 | 280 | 111 | 1,063 | 6 | 1,062 | 6 | 0.1 |

 |  Homeowners |  Renters |  |  Homeowners |  Renters |
 State |  Average premium (1) |  Rank |  Average premium (2) |  |  State |  Average premium (1) |  Rank |  Average premium (2) |  Rank |
| Florida | 1,083 | 3 | 202 | 16 | Ohio | 531 | 46 | 166 | 32 |
($000) 
 State |  Total, all lines |  State |  Total, all lines |
| Florida | 39,045,114 | Ohio | 13,314,181 |
($000) 
 |  Private passenger auto |  Commercial auto |  |  |  |
 State |  Liability |  Coll./comp. |  Liability |  Coll./comp. |  Home-owners multiple peril |  Farmowners multiple peril |  Commercial multiple peril |
| Florida | 8,910,549 | 3,758,343 | 1,765,908 | 475,126 | 6,751,149 | 26,727 | 2,295,063 |
($000) 
 State |  Ocean marine |  Surety |  Fidelity |  Burglary and theft |  Boiler and machinery |  Financial guaranty |  Aircraft |
| Florida | 301,392 | 385,276 | 54,012 | 12,346 | 52,211 | 152,019 | 167,301 |
($000) 
 State |  Earthquake |  Federal flood |  Credit |  Accident and health |  Multiple peril crop |  Mortgage guaranty |  Misc. |
| Florida | 33,929 | 780,907 | 67,017 | 267,064 | 144,728 | 472,654 | 475,772 |
($000) 
 State |  Workers compensation |  Medical malpractice |  Products liability |  Other liability |  Fire |  Allied lines |  Inland marine |
| Florida | 3,736,915 | 847,260 | 293,480 | 3,302,057 | 1,132,363 | 1,296,918 | 1,086,630 |

 State |  Property/ casualty |  Life/ health |  State |  Property/ casualty |  Life/ health |
| Florida | 85 | 37 | Ohio | 136 | 38 |
($ millions) 
 State |  Life insurance |  Annuities |  Accident and health insurance (2) |  Deposit-type contract funds |  Other considerations |  Total |
| Florida | 7,338 | 14,752 | 8,690 | 1,632 | 5,743 | 38,156 |
($000) 
 State |  Amount |  State |  Amount |
| Florida | 785,875 | North Dakota | 30,168 |

 Rank |  Most expensive states |  Homeowners average premium (1) |  Rank |  Least expensive states |  Homeowners average premium (1) |
| 3 | Florida | 1,083 | 3 | Oregon | 491 |

 Rank |  Most expensive states |  Average expenditure |  Rank |  Least expensive states |  Average expenditure |
| 6 | Florida | 1,063 | 6 | North Carolina | 602 |

 State |  Tornadoes |  Fatalities |
| Florida | 58 | 21 |
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